Ramp Up to Retirement
What Really Happens Behind the Scenes in a Financial Planning Firm
Key Takeaways
- Why organizing planning work by seasons helps prevent last-minute decisions and overlooked deadlines
- How early year tax planning supports smarter moves during market downturns
- What happens during spring investment reviews and ongoing portfolio alignment
- Why summer is used for deeper tax analysis and real-life scenario testing
- How insurance reviews and year-end planning help protect against gaps and outdated coverage
Show Notes
Most people see one or two meetings a year and assume that’s the whole picture. But real planning is happening year-round, often when no one is sitting across the table.
In this episode, Dan Reese, CFP, pulls back the curtain on how an annual service calendar guides financial planning throughout the year. He walks through how winter tax planning sets the foundation, how spring portfolio reviews and tax strategies are handled, and why summer and fall are critical for scenario planning, insurance reviews, and year-end decisions. Dan explains how systems help avoid missed opportunities, reduce costly mistakes, and keep everything aligned across taxes, investments, and planning.
Converting from a traditional IRA to a Roth IRA is a taxable event.
Resources
Carson Wealth Retirement Readiness Quiz
2026 Calendar: Key Tasks & Financial Dates
About the Podcast
You’re nearing your Ramp Up to Retirement, where work will be optional. How do you make the best decisions to set yourself up for success? Tune in to hear from Dan Reese CFP®, Founder, Senior Wealth Advisor at Avery Wealth about the decisions and subtle changes you can make to ensure your retirement is successful!
As you approach life’s next chapter, we’re here to guide you through the intricacies of financial planning. We’ll help you stay focused on what truly matters as you navigate your retirement journey, overcome financial challenges, and leave a lasting legacy.